☰ ˟
Lone Star Insurance Agency
Get More Information Cleburne (817) 641-3676 | Burleson (817) 426-2886
  • Home
  • Get A Quote
    • Dwelling Fire Policies
    • Auto Quote Online
    • Homeowners Quote Online
    • Commercial Auto Insurance Quote
    • Flood Quote Form
    • Life Insurance Quote
    • Manufactured Home Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Watercraft Insurance Quote
    • Umbrella Policy Quote
  • About Lone Star Insurance Agency
    • Nine Reasons To Do Business With Us
    • Dave Ramsey ELP
    • Testimonials
    • Agency Comparison
    • Love Your Agent Guarantee
    • Referral Reward Program
    • About Us
    • Penny Puzzle
    • Blog
    • Companies We Insure With
    • Captive vs. Independent
    • Employee Directory
    • Location(s)
    • Privacy Policy
    • Referral Form
    • Web Site Disclaimer
  • Customer Service
    • When To Contact Us
    • Client Center
    • Payment Center
    • File A Claim
    • Refer a Friend
    • Submit a Testimonial
    • Client Update Form
    • RESHOP INFO - AUTO
    • RESHOP INFO - HOME
  • General Insurance Info
    • Myths About Buying Insurance
    • Special Reports
    • TDI Helpful Links
    • Auto Insurance Info
    • Business & Commercial
    • Claim Information
    • Flood
    • Home Insurance Information
    • Insurance Glossary
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Umbrella
    • Watercraft & Boat
  • Contact Us
  • Areas We Serve
    • Insurance - Cleburne, Texas
    • Insurance - Burleson, Texas
    • Insurance - Granbury, Texas
    • Insurance - Glen Rose, Texas
Logo
Insuring your Future today
Cleburne (817) 641-3676 | Burleson (817) 426-2886
Auto Homeowners Business Classic Car Life
Home > Blog > FIRE-Average Cooking Fire Claim Tops $30,000
WEDNESDAY, OCTOBER 10, 2012

FIRE-Average Cooking Fire Claim Tops $30,000

Cooking fires continue to far exceed most home-related fires, and they are more expensive to repair, according to a new study from Nationwide Insurance.

Fires that start on the stove outpace appliance, fireplace, smoking, candle or furnace fires, the study said. According to claims data compiled by Nationwide, the average cooking fire claim damage is more than $30,000, which is four times higher than the next most expensive type of homeowners claim.

“Seventeen percent of all Nationwide Insurance residential fire insurance claims were caused by cooking last year,” said Mark Pizzi, president and chief operating officer of Nationwide Insurance. “We’ve learned a lot from our response to fires over the past few years. Having a plan and taking some small steps now can go a long way toward preventing the unthinkable.”

Nationwide is urging homeowners to observe Fire Prevention Week, October 7-13.

The average cooking fire claim damage is more than $30,000, according to Nationwide.

“Use Fire Prevention Week as motivation to make an emergency escape plan, check your smoke alarms, and identify your risks,” added Pizzi. “You can never be too prepared for the unexpected.”

Last year, Nationwide found that March — followed by April, December, October and May — were the months with the most kitchen fires claims — not just during the holiday months as most people might guess.

According to the National Fire Protection Association (NFPA), one in 22 households will have a cooking fire each year. Cooking is involved in an estimated 156,400 home structure fires reported to U.S. fire departments. These fires caused:

• 420 deaths
• 5,310 injuries
• $993 million in direct property damage
• 16 percent of home fire deaths, 40 percent of home fire injuries and 15 percent of the direct property damage in 2010.

Nationwide offered the following home fire safety and homeowners insurance coverage suggestions to help homeowners make decisions that may reduce fire risks:

• Always keep in sight foods that are being prepared and cooked. Never leave the stove unattended.
• Stay alert.
• Keep things that can catch fire away from heat.
• Never use water on a grease fire!
• Know what to do if there is a cooking fire. Practice the fire escape plan. Know two ways out.
• Keep children and pets away from the cooking area.
• Install and use cooking appliances safely.
• Have working smoke alarms.

The insurer also offered the following tips to help protect personal property:

• Inventory one’s valuables, including approximate value and date purchased. Pictures or videos are great. Go to www.KnowYourStuff.org for more information and download free software.
• Store mortgage and other important papers in a safe deposit or fire safe box — and do not store the box on the basement floor.
• Add the insurance company’s claims number to contacts on your cell phone.
• Read and understand the homeowner and auto insurance policies, especially the deductibles. Talk to an agent to make sure to have the appropriate amount of insurance coverage.


Article from Insurance Journal Oct 9, 2012
Posted 10:43 AM

Tags: home insurance fort worth texas, burleson tx house insurance, fire insurance texas, burleson insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010

  • lone star insurance agency(38)
  • burleson insurance(21)
  • cleburne insurance(17)
  • insurance burleson(16)
  • texas insurance(13)
  • insurance agency burleson(12)
  • insurance fort worth(12)
  • joshua insurance(12)
  • joshua homeowners(12)
  • homeowners burleson(12)
  • top rated insurance dfw(12)
  • burleson tx insurance(11)
  • lone star insurance(11)
  • best insurance agency(11)
  • best insurance fort worth(10)
  • johnson county insurance(10)
  • auto burleson(10)
  • joshua auto(10)
  • godley insurance(10)
  • cleburne homeowners(10)
  • burleson texas insurance(9)
  • health benefits(8)
  • james brown insurance(8)
  • blood donor(8)
  • godley auto(8)
  • godley homeowners(8)
  • blood drive burleson(8)
  • cleburne auto(8)
  • johnson county homeowners(8)
  • burleson auto insurance(7)
  • home insurance(7)
  • auto insurance burleson(7)
  • auto insurance(7)
  • insurance(6)
  • home insurance burleson(6)
  • insurance burleson texas(5)
  • james brown insurance agent(5)
  • independent insurance agent burleson texas(5)
  • glen rose homeowners(4)
  • auto insurance burleson texas(4)
  • texas auto insurance(4)
  • lone star insurance agency burleson tx(4)
  • james brown insurance texas(4)
  • johnson county(4)
  • claims(4)
  • granbury insurance(4)
  • burleson(3)
  • insurance burleson tx(3)
  • texas(3)
  • burleson tx home insurance(3)

View Mobile Version

Connect with us

Social Social Social Social Social
google review

Burleson Location

240 NW Newton Drive
Burleson, TX 76028

Phone: (817) 426-2886
Fax: (817) 426-2887
google review

Cleburne Location

1200 W. Henderson Street Suite A
Cleburne, TX 76033

Phone: (817) 641-3676
Fax: (817) 426-2887

Fill out the form below to get started with an insurance quote

© Copyright. All rights reserved.
Powered by Insurance Website Builder